called and asked for me by name and hung up.

idk its just annoying

Me llaman y no hablan

Caller states that I will be arrested in 2 hrs for bank fraud and they will come to my house or employer in the next couple of hours they wouldn't give me any information .

Received my information from a referral, wanted address, house size, name and age of each occupant.

I'm pretty sure this is a telemarketer and that they use several different phone #'s. Pls block them

They never leave a message for me and hang up when I answer. If they call about a friend or relative- they are NEVER to say the friend or relative owes money. They are allowed to call you to leave a phone number or ask for better contact information. They may only say it is a business matter. If they actually say your friend or relative owes money, they are then in violation of the FDCPA- your relative may be entitled $$ for this breach of privacy. The collection agency itself will be fined by the government $1000 if it is the first time and more money on successive violations.

Annoying call in mid night,